FAQS

Kingdom is a decentralized digital kingdom initiated by KINGS UNITED. It is committed to building a digital pure land that integrates Web2 and Web3 on the blockchain in advance based on PAYFi at a time when AI intelligence is growing rapidly and the concept of human commercial assets is changing rapidly. It promotes the rapid flow of information, assets, identities, and credit around the world, surpasses the traditional identity system, and creates a “digital nomad” kingdom for the global human beings.

Kingdom will become a highly developed intelligent digital kingdom in the future. All user behaviors, contributions, and operations will be continuously improved with the kingdom, fully preserved on the blockchain, and gradually managed by AI Agent and smart contracts to ensure credibility, security and intelligence. By connecting the identities, assets, and behaviors on and off the blockchain, Kingdom can gradually establish a new digital identity and credit system that integrates online and offline, providing corresponding asset and credit services to Kingdom residents in every corner of the world, and realizing the global flow of assets, identities, and credit.

Kingdom will be divided into five eras in the early stage: Athenian Era, Spartan Era, Corinthian Era, Syracusan Era, and Theban Era. After each milestone is completed, the Kingdom will announce the entry into the next era.

In the Athenian Era, Kingdom took the lead in launching Kings identity. Kings identity is the resident identity within Kingdom. After having resident identity, the user’s on-chain and off-chain related assets and behaviors will be recorded and scored by the system, and the user will obtain a unique credit score, and therefore enjoy different rewards and rights.

We Believe That Economic Behavior Is One Of The Core Parts Of Human Behavior. Therefore, In The Early Stage, Kings Identity Will Establish A User Credit System With Human Economic Behavior As The Core. Users Who Obtain Kings Identity Will Obtain A Real Bank Card Kings United Prepaid Card Issued By King Limited. Users Can Directly Recharge Their On-Chain Assets (Such As USDT) Or Off-Chain Assets (Such As Us Dollars) Into Kings United Prepaid Card, And Use Kings United Prepaid Card To Directly Consume In The On-Chain Or Off-Chain World, So That They Can Quantify Their Own Economic Behavior In Kingdom And Gradually Build A New Identity And Credit System.
Kingdom Will Establish A Contribution Mechanism With Payfi And Creditfi As The Core. The More Users Consume, The More Ecological Points Rewards And Credit Can Be Obtained. The Higher The Subsequent Credit Value, The Higher The Ecological Points Pledge Reward Can Be Obtained. Finally, The Ecological Points Will Be Mapped And Issued As On-Chain Tokens To Complete The Ecological Closed Loop, So As To Truly Build A New Identity And Credit System In The World, And Realize The Global Realization Of Identity, Consumption, And Credit In The New System.
The Athens Era Is The Initial Testnet Phase Of Kingdom, Which Is Divided Into 6 Time Periods, A Total Of 12 Months. After Successful Completion, The Ecological Points Will Be Officially Launched And Mapped Into Tokens In Proportion, And Kingdom Construction Will Officially Enter The Spartan Era. In The Athens Era, All Users Who Have Obtained Kings Identity Will Receive Additional Ecological Points Bonuses For Consumption. This Bonus Is Mainly Used To Motivate Early Construction Residents, So It Will Decrease Significantly Over Time. The Earlier The Residents Participate, The Higher The Points Reward Will Be.

Ps: The Specific Token Time Will Be Determined According To The Development Of The Project, And December 2025 Is The Estimated Time. If The Project Develops Faster, We Will Launch The Token In Advance; If The Project Development Speed Is Not As Expected, The Token Launch Time May Be Appropriately Delayed.

Kings United Prepaid Card is an identity certificate within the KingDom ecosystem. It is essentially a prepaid bank card (including physical and virtual cards) issued by All In Fintech Limited, UnionPay International, MasterCard, and Visa.
After obtaining a Kings United Prepaid Card, users can directly use the balance in the platform for consumption.

Allows users to easily use crypto assets in daily shopping. Supports binding to mainstream third-party payment platforms, including PayPal, Apple Pay, Google Pay, Alipay, WeChat, etc. It can also be used for consumption at merchants around the world, including but not limited to: Amazon, TikTok, ChatGPT, Grab, etc.

Kings United Prepaid Card currently has three types: Gold Card, Black Gold Card, and King Card.

The annual fee of the Gold Card is now 88USDT (original price 100USDT), and the benefits are daily consumption of 10,000USDT, gold points airdrop benefits, and no limit on the number of cards opened.

The annual fee of the Black Gold Card is now 888USDT (original price 1000USDT), and the benefits are daily consumption of 100,000USDT, black gold points airdrop benefits, and no limit on the number of cards opened.

The annual fee of the Kings Card is 8,888USDT (original price 10000USDT), and the benefits are daily consumption of 500,000USDT, black gold points airdrop benefits, and the platform potential invitation qualification is obtained only after the accumulated recharge assets reach 10BTC, which is subject to the platform invitation.

Kings United card is a prepaid card officially authorized by MasterCard, VISA, UnionPay. Prepaid cards are the same as debit cards, except that debit cards are linked to your bank account, but prepaid cards need to be topped up, and in our product, you can top up with cryptocurrencies such as USDT, etc.

You Can Apply Through The Latest Version Of Kings App.

Currently, it supports UnionPay International, which can cover hundreds of millions of merchants around the world and is in the process of connecting to other settlement channels such as MasterCard, Visa, and JCB.

There is no card opening fee, the recharge rate is 3%, and the annual fee is charged at different rates depending on the card type. When spending, the crypto assets will be converted into US dollars (displayed as USD), and a fiat currency conversion fee will be generated during this process, which is approximately between 0.3% and 0.6%, and will be deducted directly at the time of exchange. In addition, if the local currency of the consumption is not US dollars, a currency conversion fee will also be charged, which will also be deducted directly at the time of consumption. See Billing Center for details.

Users need to complete KYC certification. Currently, only passports are supported and one passport only supports one account authentication.

Applicants aged between 18 and 70 years old (users aged over 18 and under 21 years old must obtain parental consent) and hold a valid national or regional passport can apply for Kings United Prepaid Card.

There are two ways to complete fund recharge:
(1) On the recharge page, select recharge digital currency and select the settlement network, and transfer the USDT of the corresponding network to the corresponding address on the blockchain (each user has a unique recharge address). We will complete the settlement within 1 hour after your recharge is successful and recharge the funds to your account balance.

Currently, you can top up via USDT or USDC on TRC20,ERC20,BEP20 Network. After top-up, you do not need to convert your crypto assets into fiat currency, you can directly use these assets for consumption. Please note that there will be a difference between the available balance of the account and the total amount of crypto assets, because the available balance has been pre-deducted by the fiat currency conversion fee.

(2) On the top-up page, select top up fiat currency, directly send the fiat currency (US dollar, Hong Kong dollar, British pound, franc, Australian dollar, Japanese yen) to the designated bank account address via bank transfer or remittance, and submit the corresponding remittance proof materials. We will complete the settlement and recharge the funds to your account balance within 24 hours after you submit the remittance proof materials.

Note: Regardless of the form of top-up, please carefully confirm that the top-up amount and address are correct, otherwise the assets lost due to operational errors will not be recovered, and the platform will not bear the corresponding responsibility.

Account balance is an asset record identifier within the platform, which is equivalent to the US dollar at a 1:1 ratio, but is directly equivalent to legal tender or digital currency. Instead, it is flexibly exchanged by the platform based on the actual usage scenarios of residents, providing users with the greatest convenience.

Currently, Kings United Prepaid Card only supports off-chain settlement channel payments, and will be connected to blockchain network payments as soon as possible in the future.

An expired Kings United Prepaid Card will no longer be usable, but we will keep all usage records of the account, and users can subscribe and renew at any time.

You can apply for withdrawal and transfer to other people (wallet address, UUID, email)

You can freeze your bank card by clicking on the card status on the card management page. After freezing, the bank card cannot be used for consumption. If you want to resume use, click on the card status again to unfreeze it.

You can directly purchase Kings United Prepaid Card benefits and give them to your friends. After your friends download the app and complete personal identity authentication, they can redeem the card benefits in the Benefits Center.

The King Card is an invitation-based card. Applicants must hold at least 10 bitcoins and have an invitation code to apply.

The King Card is currently the card with the highest benefits in Kings United. It not only has a credit limit of 500,000 USD, but also enjoys a super high proportion of consumption points rewards and more project airdrop benefits.

Kings United has a US MSB financial license, a bank-level risk control system, and a professional audit and security team to supervise funds.

Points are a way to calculate user contributions within KingDom, with a total circulation of 10 billion.

Residents can earn points by using Kings United Prepaid Card for consumption, inviting friends to open a card, completing personal information authentication, etc.

Points had two main uses in the early days.
The first is that they can be used to redeem the points airdrop rights issued on the platform, directly turning the points into token assets that are already flowing on the chain.
The second is that they can be mapped to platform tokens and converted into liquid assets on the chain.

Points are currently calculated at nominal value, and the nominal value will gradually increase as KingDom develops. However, the actual value may fluctuate with the market conditions after the token is launched, and may not be completely equal to or greater than the nominal value.

Based on PayFi’s “time and value conversion logic”, in order to ensure the healthy development of the KingDom economic system, users can convert points in the following two ways after the token is launched, depending on the time period:
(1) Time for value: 50% of the points will be converted immediately after the token is launched, and the remaining 50% will be abandoned. 50% of the points will be released in equal proportion every month for 5 months.
(2) After the token is launched, 25% of the points will be converted immediately, and the remaining will be converted in batches every month for 24 months, with a lock-up period of 6 months
Note 1: Points abandoned by users will be automatically destroyed.
Note 2: Points that have not been issued will be automatically transferred to PayFi token shares and will be mined by users later.

Points cannot be gifted in the early stage. As KingDom develops and improves, a gifting mechanism will be gradually introduced within the platform.

Airdrops are special benefits prepared by KingDom and various project parties for all KingDom residents, including but not limited to tokens, physical rights, welfare rights, etc. There are two types of airdrops in KingDom: free airdrops and points redemption airdrops.

(1) Free airdrops
Free airdrops are shared by all residents who have obtained Kingdom identity based on computing power. For all residents who enter the Kingdom, the computing power will be calculated based on the proportion of the cumulative recharge amount to the cumulative recharge amount of the entire platform. That is, the more residents recharge, the higher the computing power, and the more free airdrops they can get.

(2) Points airdrops
Points airdrops are not free for residents, but require residents to consume the points they have obtained to redeem them in proportion. The conversion ratio will fluctuate in real time based on the value of the airdrop content amount. Points will be distributed to eligible residents. Residents need to choose whether to redeem within the redemption time limit. If the redemption is successful, the corresponding tokens can be obtained (the tokens need to be bound to the corresponding network blockchain wallet in advance, otherwise they cannot be redeemed); if the redemption is refused or the timeout is not selected, the proportion will be added to the free airdrop and shared by all users.

Note: Once the airdrop is redeemed, it cannot be returned or revoked.

The tokens in the airdrop are all on-chain assets, and on-chain assets cannot be directly transferred across chains. Therefore, if you want to correspond to the assets on the corresponding blockchain, you need to bind the corresponding blockchain network wallet in advance, otherwise we will not be able to transfer the corresponding assets to you.

Because the price of on-chain tokens may fluctuate greatly, the airdrop value is only calculated based on the token value when the user redeems the airdrop.

Equity is an unredeemed asset in Kingdom, which exists in the form of equity to facilitate flexible transfer between users. In the early days, it mainly included King identity equity, lottery equity, etc. Equity will have attributes such as whether it can be given as a gift and the validity period. For details, please view the corresponding equity page.

The public treasure chest is a special game in Kingdom. Users can get free box opening times by logging in every day. After opening the box, they will have the opportunity to get platform points, USDT, iPhone, iPad, AirPod, airdrop token and other rewards.

The value of the treasure box is calculated by the cumulative value of the treasures contained in it. Among them, 10% of the airdrop points will automatically enter the treasure box for each time, so as to achieve continuous growth in value.

Daily consumption, inviting friends, and publishing personal treasure chests can increase the number of unboxing times on the same day.

Yes, to maintain the scarcity of treasure chests, the number of unboxings will be cleared and refreshed at 24:00 every day.

A personal treasure box is a small treasure box initiated by a user. Users can place points or USDT in it and send it to new friends. New friends can open the box after registering an account, and they will randomly receive rewards in the treasure box.
The higher the value of the treasure drawn from the user’s personal treasure box, the higher the consumption points cashback bonus the user will receive.

You can withdraw the assets, but you need to complete personal identity verification first.

Users can cancel their accounts at any time. After canceling their accounts, there will be a 15-day cooling-off period by default. During this period, if the user logs in to the email address again, the account will be reactivated and the original cancellation operation will be canceled by default.
Please note: Please confirm that the assets have been transferred before canceling, otherwise the asset platform will not be able to retrieve them after cancellation.

Users need to meet the relevant laws and regulations of the country/region where their passport is located, and meet the requirements for opening accounts with UnionPay International, MasterCard, and Visa, otherwise they will not be able to open a Kings United prepaid card.

Using phone numbers worldwide may cause problems such as not being able to receive text messages, so email registration and login are preferred, and Apple ID, Google login, etc. will be gradually opened in the future.

(1) Please check whether the email address you entered is correct
(2) You can try to resend after the 60-second countdown
(3) If the email address is hotmail.com, outlook.com, yahoo.com, etc., please try to check the spam folder.
(4) If you really don’t have the verification code, please contact customer service.

Currently, customer service online hours are 8:00-23:00 (UTC)